• You are eligible to apply for this unique coverage if you are a member or an employed pilot of an NBAA Member and are actively engaged in the full-time duties of a pilot..

• Disability is the inability to perform the material duties of a commercial pilot due to sickness or accidental bodily injury.

• Cash flow is critical when you're unable to work for an extended period of time.
• The NBAA planprovides exceptional benefits at affordable rates.
• The plan provides monthly payments to help keep your world intact until you get back on flight status.
• If you are unable to fly as a result of an insured sickness or injury, our insurance pays you up to 48 monthly payments from $1,000 to $5,000 per month, after as little as 6 months of continuous disability.
• Plans available:

LOL PLAN-1: 6 months wait & 48 month benefit
LOL PLAN-2: 6 months wait & 36 month benefit
LOL PLAN-3: 6 months wait & 24 month benefit

• Monthly benefits cease when the cumulative benefits reach the respective benefit termination period, you reach age 60, you die (or disappear), you return to active flight status, or you meet FAA medical certification requirements, whichever comes first.

• The Lump Sum payment is available when, after at least 12 months from the date of disability, the disability is detrmined to be permanent.

• Experience has proven the importance of the Lump Sum payment election. It permits a pilot who is permanently disabled to reduce large financial commitments such as mortgages, business involvements, investments, real estate purchases and children's education. In other words, it allows a disabled pilot to live within the reduced monthly income that invariably follows a permanent loss of flight status.
   

• The balance of the principle amount is paid in one TAX FREE settlement if you are permanently prevented from flying for medical reasons.*
• Benefits are TAX FREE because you pay for them with after tax personal funds.

* Harvey Watt & Co., The Aviation Health Association, Symetra Life, or Great Southern Life Insurance Co., do not give legal or tax advice. This is only our understanding of current tax laws. Since these laws are subject to interpretation and change, we recommend that you seek independent counsel regarding your tax situation.