Loss of Medical License Disability Insurance
Harvey Watt exclusively offers the following Pilot Disability Income Insurance Plans designed to meet the needs of scheduled carrier pilots with accrued sick bank.
Pilot Short Term Disability
Three optional waiting periods. We recommend choosing a waiting period matching your savings, sick bank balance, or use this plan in lieu of sick bank to save it. Contact us to save by lengthening your waiting period as your needs change. If this and other plans pay for the same time disabled, one of those plans may be reduced. This plan pays during the first six months grounded before other Harvey Watt Insurance begins.
Lump Sum Catastrophic Disability Income Insurance
A Lump Sum benefit is payable when you are permanently unable to fly. It allows a disabled pilot to live within the reduced monthly income that invariably follows a permanent Loss of License.
Air Health Monthly Pay Disability Income InsuranceA Monthly Pay benefit to supplement your income on a monthly basis, including when you are temporarily disability, but expecting to return to active flight status when your health permits. Waiting periods as short as 6 months and payable for up to 4 years.
These options are designed to provide extended disability income protection after your Harvey Watt Air Health and Lump Sum plans (sold separately) have paid the number of monthly payments you choose (up to 48 mo.) Unlike the Air Health plans, if this plan and others pay for the same time period disabled, one of those plans may reduce benefits.
As the world’s largest loss of license manager, we have exclusive plans to meet needs of every type of professional pilot to supplement or be your only coverage. Contact Us to help compare options and understand your current coverage we likely also manage.
Please click on the link below to complete and submit your application.