If pilots can't fly for a living, they'll probably suffer a loss in income - possibly for a long time. While we can't make that go away, we can make it less painful, financially.

There are few occupations that are as demanding as that of a professional pilot. There are even fewer that impose the stringent health requirements demanded of every pilot. A slight medical deficiency can cause indefinite grounding, causing a loss of income and financial hardship.

Pilots are far more likely to lose their medical certificate during their career than they are to die, yet, their companies regularly provide them with life insurance and not"loss of license" insurance.

Even when they have long term disability benefits, pilots still need "loss of license" protection to fill in the gap in regular disability definitions.