Exclusions & Limitations What Disabilities Are Not Covered? The plan does not cover, and no benefits will be payable for, any disability that: is caused by your commission of, or attempt to commit, an assault, battery or felony; is due to war or an act of war (declared or not); is caused by intentionally self-inflicted injuries. Disabilities caused by mental or nervous disorder, alcoholism or drug addiction are covered to a lifetime maximum of 24 months, unless the covered person is continuously confined in a hospital or qualified treatment facility. Plan Termination When Does Your Coverage Terminate? You will cease to be covered on the earliest to occur of the following dates: the date the Group Insurance Policy terminates; the date the Group Insurance Policy no longer insures your class; the date premium payment is due but not paid by the Association; the last day of the period for which you make any required premium contributions, if you fail to make any further required contribution; the date you cease to be a member of the Aviation Health Association the date you cease to be an active full-time employee in an eligible class including: temporary layoff; leave of absence; or a general work stoppage (including a strike or lockout).