FOR MEMBERS OF DELTA PILOTS MUTUAL AID

Dear Member,

Your income is what makes everything happen.  How well do you think your family will get by without it?

Here's exciting news for you...

Delta Pilots Mutual Aid is now providing you with an opportunity to participate in a group term life insurance program through Harvey Watt & Co. and the United States Life Insurance Company.  We are happy to provide access to this important voluntary member benefit to help you provide the financial protection you and your family need.

Life Insurance can be used to:

  • help meet mortgage or rent payments
  • pay off outstanding loans and other financial obligations
  • provide day care, college, and other educational funds for your children
  • pay expensive medical bills after a long illness

Group Voluntary Term Life Insurance.  Even if you have some life insurance, you probably don't have enough.  Financial experts recommend you have at least five to seven times your annual income.

 

  • You already receive $10,000 of life insurance coverage as part of your Delta Pilots Mutual Aid membership.

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  • Now you can purchase amounts up to $1,500,000 (not to exceed 10 times your annual earnings) subject to evidence of insurability.

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  • This plan provides "pure" protection, so you get more coverage for your insurance dollar.  And with this plan's outstanding features and process, we feel it's one of the best plans available.

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  • You and your spouse can apply for up to $1,500,000 in convenient $25,000 units... your spouse can apply, even if you do not.  You decide how much you need, up to a maximum of 10 times your basic annual income.

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  • Your children are also eligible for $10,000 of coverage.

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  • Premiums are affordable.  For example, the premium for $250,000 of coverage for a non-smoker age 38 is only $12.50 a month.

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  • It's portable.  You may continue your term coverage, or you may convert to a whole life policy, with no evidence of insurability.

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  • Living benefits are paid for terminal illness.

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  • Payments are easy and convenient - premiums are automatically deducted from your checking account.  Annual payments are also available upon request. 

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Your Group Voluntary Term Life Insurance plan is underwritten by one of the most respected and financially secure insurance companies in America - The United States Life Insurance Company. 

The next page contains a brochure which describes the plan in more detail.  Please take a moment to read about this fine coverage, check the low group rate for your age and compare against other plans that are available to you.  If you would like to join your fellow pilots in taking advantage of this opportunity, return your application today.

This coverage is not available to pilots who are currently on short-term disability or long-term disability status.  Those pilots will become eligible upon return to work.

We are pleased to provide this excellent benefit to you.  It is an advantage you can depend on for your family's security from Delta Pilots Mutual Aid.

Please contact the administrator, Harvey Watt & Company, for additional information or questions: 1-800-241-6103.