Disability Loss of Medical License Insurance for Pilots
The risk of becoming disabled is real; yet, Americans continue to underestimate that risk. According to the Council for Disability Awarness, 64% of employees believe they have a 2% or less chance of being disabled for three months or more during their working career. The actual odds for a current worker are about 30%. One-in-eight workers will be disabled for five years of more during their working careeers. Our experience with over 50,000 pilots in the US is 1 in 20 are disabled every year.
Offering the only American insured Pilot Disability Insurance regulated, approved and guaranteed by US States: no union membership required and available to individuals and small groups.
Why Buy From Harvey Watt & Co.?
We can provide the protection you need at the rates you deserve. Our 60 years of experience and expertise can save you time and money.
- Harvey Watt & Co. pioneered the development of Pilot Occupational Disability Insurance in 1951. Today our company manages disability coverage for nearly 50,000 pilots, the most in the Us.
- Harvey Watt insurance policies are portable. So, your insurance coverage will travel with you at the same rates even if you change employers or unions.
- No Rate Increase, only a Decrease, in over 20 years.
- Agents are paid by salary, not commission.
- Our Experience: 1 in 20 pilots are on disability every year.
Four disability insurance options designed to dovetail with one another. Each plan can be purchased seperately or carried together for gapless income protection:
Loss of Medical License coverage for the first six months of a disability. 3 waiting periods to choose from based on your sick bank balance.
Our years of experience have proven the importance of our Lump Sum payment policy. It allows a disabled pilot to live within the reduced monthly income that invariably follows a permanent loss of flight status.
This Pilot Disability plan provides monthly benefits at affordable rates in the event of a temporary or permanent disability. This coverage is ideally suited to combine with Lump Sum and Long Term Disability coverage.
Protection against the ultimate nightmare -- the inability to go back to work at all. This plan offers income protection to age 65 (or beyond if initially disabled in your 60's) after your Air Health or Lump Sum Disability Loss of License plan expires. Pilot and non-pilot defination of disability options are available.
We have insurance designed specifically for many different pilot groups. Select the logo that applies to you below or contact us to see if you can benefit from a Group Life or Disability Insurance Plan.