USAPA Disability Loss of License Insurance for Pilots
The risk of becoming disabled is real; yet, Americans continue to underestimate that risk. According to the Council for Disability Awareness, 64% of employees believe they have a 2% or less chance of being disabled for three months or more during their working career. The actual odds for a current worker are about 30%. One-in-eight workers will be disabled for five years or more during their working careers. Our experience with over 50,000 pilots in the US is 1 in 20 are disabled every year.
The Only Disability Insurance Plan that will not be offset or reduced by your company LTD Plan.
We can provide the protection you need at the rates you deserve. Our 60 years of experience and expertise can save you time and money.
- Harvey Watt & Co. pioneered the development of Pilot Occupational Disability Insurance in 1951. Today our company continues to meet the needs of the professional pilot to help protect the pilot and family from a loss of income with unmatched longevity.
- Harvey Watt insurance policies are guaranteed portable. So even if you change employers or unions, your insurance coverage will travel with you and you will still receive the same great group rates.
- No Rate Increase, only a Decrease, in over 20 years.
- Agents are paid by salary, not commission.
- 1 in 20 pilots are on disability every year.
We strive to provide the professional pilot community with unsurpassed products and the best rates available in the industry.
Our years of experience have proven the importance of our Lump Sum payment policy. It allows a disabled pilot to live within the reduced monthly income that invariably follows a permanent loss of flight status and a life endorsement can help provide beneficiaries the benefit payment in life's greatest tragedy: death.
This plan provides exceptional benefits at affordable rates. This coverage is ideally suited to combine with Lump Sum and Long Term Disability coverage.
Beyond loss of license, we help pilots protect against the ultimate nightmare -- the inability to work at all. This plan offers income protection to age 65 after your Disability Loss of License plan expires.