Click the link below to access the Council For Disability Awareness Likelihood and Needs Calculator.  This useful tool will show the risk a non-pilot in your general health and age group stands to become disabled and how much disability benefits would be needed. 

Consider this: FAA Pilot Medical Licensing requirements require stringent health requirements to return to the cockpit.  The likelihood of being disabled for a pilot can easily more than double the calculated below risk of disability a non-pilot faces.

 

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